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Owemint - Know who owes what, clearly.

Built for people managing shared expenses, Owemint tracks personal debts owed to and from you — balances, payments, and overdue amounts in one place.

Built by Liam Atienza

Productivity Last updated October 5, 2026

Visit website → Upvotes · 1

In category: #1780 of 1796 · ProductivityWeekly rank: #45Trending this week: #112 of 1796 · Productivity

  • Overview
  • Reviews
  • Alternatives
  • Team
  • FAQ

Owemint is a Community listing on Launch Llama with 1 total upvote across 1 founder supporter, +1 in the week of Sep 29–Oct 5, 2026, founded by Liam Atienza who joined in Oct 2026, compared against 6 alternatives.

Community listing

Listing status

1upvotes

+1 · Sep 29–Oct 5, 2026

Community score

Liam Atienza (Joined Oct 2026)

Founder

Compared against 6 alternatives

Market comparison

Owemint

Owemint screenshot 2Owemint screenshot 3Owemint screenshot 4Owemint screenshot 5Owemint screenshot 6

About

Owemint is a personal debt tracker that helps you keep every balance clear. You can track who owes you, what you owe, and what is overdue all in one place. The tool allows you to check balances, log payments, and see what needs your attention at a glance.

Ask AI

ChatGPT Claude Perplexity Grok

For agents

llms.txt · llms-full.txt · ai.txt · Live fact sheet · Full catalog (.md) · Endpoint index · API spec · REST access · Agent server · Server manifest · Server discovery

Key Features

  • Track balances owed to and from multiple people in one centralized location
  • Monitor payment status and identify overdue amounts across all shared expenses
  • Record personal debts and IOUs with clear visibility into who owes whom
  • View consolidated summaries of all active balances and payment obligations

Use Cases

  • Track shared expenses with roommates or friends by logging who owes whom, then monitor outstanding balances and payment status in one central dashboard
  • Set up payment reminders within Owemint to alert you when debts are overdue, ensuring friends and roommates don't forget their obligations
  • Use Owemint to settle group trips or shared household costs by recording each person's share, then generate a clear breakdown of who owes what
  • Create a running record of all personal IOUs with specific individuals, making it easy to reference past transactions when disputes arise
  • Monitor cumulative debt across multiple people simultaneously, helping you identify which friends owe the most and which payments are falling behind

Pricing

See the Owemint website for current pricing.

View Owemint pricing →

FAQ

What is Owemint?

Owemint is a personal debt tracker that helps you keep every balance clear. You can track who owes you, what you owe, and what is overdue all in one place. The tool allows you to check balances, log payments, and see what needs your attention at a glance.

Who is Owemint for?

Owemint is designed for a range of users, including: • Roommates splitting rent, utilities, and shared groceries • Friend groups organizing trip expenses and group dinners • Family members coordinating loans and financial support • Small teams tracking reimbursements for business expenses • Couples managing shared household costs and personal debts

What are the key features of Owemint?

Owemint includes: • Track balances owed to and from multiple people in one centralized location • Monitor payment status and identify overdue amounts across all shared expenses • Record personal debts and IOUs with clear visibility into who owes whom • View consolidated summaries of all active balances and payment obligations

What can I use Owemint for?

• Track shared expenses with roommates or friends by logging who owes whom, then monitor outstanding balances and payment status in one central dashboard. • Set up payment reminders within Owemint to alert you when debts are overdue, ensuring friends and roommates don't forget their obligations. • Use Owemint to settle group trips or shared household costs by recording each person's share, then generate a clear breakdown of who owes what. • Create a running record of all personal IOUs with specific individuals, making it easy to reference past transactions when disputes arise. • Monitor cumulative debt across multiple people simultaneously, helping you identify which friends owe the most and which payments are falling behind.

How much does Owemint cost?

See the Owemint website for current pricing. You can discover and review Owemint for free on Launch Llama.

What category does Owemint belong to?

Owemint is listed under Finance, Productivity, Other on Launch Llama.

How do I get started with Owemint?

Click the "Visit Website" button on this page to go directly to Owemint. You can also upvote and leave a review to help other founders discover it.

Supporters

1 founder

1 founder contributed 1 upvote to Owemint on Launch Llama.

Liam Atienza

Reviews

2 comments

Liam Atienza Oct 5, 2026

Thanks! 🙌 I kept forgetting who I lent money to, and asking "hey, do you still owe me?" is just awkward. So I built Owemint to track it for me. Figured other people deal with the same thing, so I put it out there for everyone.

Launch Llama 🦙 Oct 4, 2026

Hey, love seeing this here! 👋 What inspired you to build this? Would love to hear the story behind it.

Alternatives

  • SubKeep

    For budget managers: SubKeep tracks subscriptions manually with reminders and analytics so you cut waste and control spending.

  • Client Ledger Mini

    For freelancers: Client Ledger Mini tracks invoices and payments in one place so you know exactly what clients owe and when money arrives.

  • Spentt

    For privacy-conscious spenders: Spentt tracks expenses through a 5-second manual logging habit, saving everything to Google Drive for complete privacy.

  • BonSplit

    For shared households: BonSplit splits receipts by line item and calculates who owes whom so money conversations stay fair and friction-free.

  • xpenser

    For developers: xpenser tracks your income and expenses with dashboards and multi-currency reports so you control your finances with open-source code.

  • Spendl

    For budget-conscious users: Spendl tracks subscriptions and alerts you to renewals without bank access so you cut waste.

Owemint · Website

  • Founded by Liam Atienza
  • Listed October 2026
  • Updated October 5, 2026
  • 2 comments

Finance Productivity Other