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Online Dinheiro

Under review

Personal finance guide for Portugal, from zero to advanced

Lets Portuguese savers and first-time buyers learn budgeting, saving, credit, and investing in plain Portuguese, with calculators for mortgages, Euribor, and compound interest.

Built by hejofa5783 · Education · Free

Coming soon on Launch Llama Tools

Online Dinheiro is a Community listing on Launch Llama with 0 total upvotes, founded by hejofa5783 who joined in Nov 2026, compared against 5 alternatives.

Community listing

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hejofa5783 (Joined Nov 2026)

Founder

Lets Portuguese savers and first-time buyers learn budgeting, saving, credit, and investing in plain Portuguese, with calculators for mortgages, Euribor, and compound interest.

Online Dinheiro

About

The site is organised as a bilingual-free Portuguese encyclopedia with 18 thematic areas and 7 knowledge levels, so readers can move at their own pace. Five guided learning paths cover money basics, investing, buying a home, retirement planning, and investment taxes, and a level selector adapts the recommended concepts to each reader's current knowledge. Portugal-specific tools such as the Euribor impact calculator, net salary for 2026, recibos verdes, and IRS guidance make the content directly applicable to local finances.

Key Features

  • Guides users through 5 structured learning paths, from money basics to ETFs and mortgages
  • Explains Euribor, spread, and mortgage amortization for Portuguese home loans
  • Runs a compound interest simulator with monthly contributions over 1 to 35 years
  • Provides an A-Z glossary and quick answers to common personal finance questions
  • Explains how IRS taxes interest, dividends, and capital gains on investments

Use Cases

  • Estimating how a change in Euribor would affect the monthly installment on a Portuguese mortgage
  • Learning how to start an emergency fund and apply the 50/30/20 budgeting rule to a monthly salary
  • Checking how IRS taxes interest, dividends, and capital gains before declaring investment income

From the founder

Who it's for

“Financial education for everyone”

Why I built it

“Making finance simple for everyone.”
— [email protected], founder of Online Dinheiro

Who it is for

  • Portuguese beginners who want to learn personal finance from the basics
  • People in Portugal planning a home purchase who need to understand mortgage terms
  • Freelancers and employees in Portugal checking net salary, recibos verdes, and hourly rates

Pricing

Online Dinheiro is free to use. See the website for details.

Alternatives

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Tags

#portugal personal finance#euribor calculator#mortgage amortization#compound interest simulator#recibos verdes#irs investment taxes#learning paths#portuguese glossary

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