Online Dinheiro
Under reviewPersonal finance guide for Portugal, from zero to advanced
Lets Portuguese savers and first-time buyers learn budgeting, saving, credit, and investing in plain Portuguese, with calculators for mortgages, Euribor, and compound interest.
Built by hejofa5783 · Education · Free
Coming soon on Launch Llama Tools
Online Dinheiro is a Community listing on Launch Llama with 0 total upvotes, founded by hejofa5783 who joined in Nov 2026, compared against 5 alternatives.
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hejofa5783 (Joined Nov 2026)
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Lets Portuguese savers and first-time buyers learn budgeting, saving, credit, and investing in plain Portuguese, with calculators for mortgages, Euribor, and compound interest.
About
The site is organised as a bilingual-free Portuguese encyclopedia with 18 thematic areas and 7 knowledge levels, so readers can move at their own pace. Five guided learning paths cover money basics, investing, buying a home, retirement planning, and investment taxes, and a level selector adapts the recommended concepts to each reader's current knowledge. Portugal-specific tools such as the Euribor impact calculator, net salary for 2026, recibos verdes, and IRS guidance make the content directly applicable to local finances.
Key Features
- Guides users through 5 structured learning paths, from money basics to ETFs and mortgages
- Explains Euribor, spread, and mortgage amortization for Portuguese home loans
- Runs a compound interest simulator with monthly contributions over 1 to 35 years
- Provides an A-Z glossary and quick answers to common personal finance questions
- Explains how IRS taxes interest, dividends, and capital gains on investments
Use Cases
- Estimating how a change in Euribor would affect the monthly installment on a Portuguese mortgage
- Learning how to start an emergency fund and apply the 50/30/20 budgeting rule to a monthly salary
- Checking how IRS taxes interest, dividends, and capital gains before declaring investment income
From the founder
Who it's for
“Financial education for everyone”
Why I built it
“Making finance simple for everyone.”
Who it is for
- Portuguese beginners who want to learn personal finance from the basics
- People in Portugal planning a home purchase who need to understand mortgage terms
- Freelancers and employees in Portugal checking net salary, recibos verdes, and hourly rates
Pricing
Online Dinheiro is free to use. See the website for details.
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