Payzum

For merchants: PayZum processes stablecoin payments across 23 blockchains so you eliminate volatility and maintain predictable revenue.

Built by Jose Freyre · SaaS · Free

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Jose Freyre (Joined Aug 2026)

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Launched on Launch Llama Aug 10, 2026 · #107 of 108 that day

About

PayZum — The Native Stablecoin-First Global Payment Gateway

PayZum (payzum.com) is an advanced payment processing infrastructure designed to seamlessly connect global merchants, e-commerce businesses, and digital platforms to the Web3 economy.

Core Focus: Stablecoin-First
Unlike traditional crypto payment processors exposed to severe market volatility, PayZum is built on a Stablecoin-First architecture. We prioritize processing, collection, and settlement in leading pegged assets (such as USDT, USDC, and PYUSD), ensuring merchants maintain revenue stability, eliminate foreign exchange risk, and enjoy predictable, transparent accounting.

Top Cryptocurrencies Across 23 Main Blockchains
To deliver maximum flexibility for end-users, PayZum extends beyond single-chain constraints by accepting the market's top cryptocurrencies (including Bitcoin, Ethereum, Solana, BNB, and more) across 23 of the primary blockchain networks in the industry (such as Ethereum, BNB Chain, Polygon, Arbitrum, Optimism, Solana, Tron, and Avalanche).

This multichain coverage enables customers to pay with their preferred asset and network while leveraging smart order routing to reduce gas fees and accelerate transaction finality.

Key Features:
Stablecoin Settlement by Default: Prioritized flows in dollar-pegged assets to protect business treasuries from price fluctuations.

Dynamic 23-Chain Support: Native multi-network integration for unparalleled global coverage.

Global Crypto Acceptance: Smooth processing of major high-market-cap digital assets.

High-Conversion Checkout: A streamlined, frictionless payment flow at payzum.com designed to minimize cart abandonment.

Why PayZum?
PayZum turns blockchain technology into a dependable, everyday commerce solution. By pairing the predictability of stablecoins with the expansive reach of 23 interconnected networks, PayZum.com provides the ideal foundation for scaling borderless, fee-efficient global sales.

Use Cases

Accept USDC or USDT payments at a market stall or taxi, with funds landing directly in the merchant's own wallet
Run mass payouts in one batch to affiliates, contractors, or gaming winners directly to their wallets
Charge AI agents per API call using x402 integration

Who it is for

Micro-businesses such as markets, artisan fairs, taxis, delivery services, mini-markets and corner shops
Online merchants and e-commerce stores using shopping-cart plugins and webhooks
Platforms and teams running affiliate, creator, contractor or marketplace seller payouts

Pricing

Payzum is free to use. See the website for details.

View Payzum pricing →

FAQ

What is Payzum?

Payzum is a non-custodial crypto payment processor. Merchants get paid in USDC, USDT and other crypto online or at the counter, send mass payouts, and charge AI agents per API call with x402. Funds settle straight to the merchant's own wallet. Payzum charges 0.5% per sale, deducted from the amount received, plus network gas.

Does Payzum hold my money?

No. Payzum is non-custodial: each payment settles on-chain directly to a wallet you control. Payzum never holds, pools or controls the funds, so there is no balance to freeze and no payout schedule to wait for.

How much does Payzum cost?

0.5% per processed sale, deducted from the amount received: if a customer pays 100 USDC, 99.50 USDC reach your wallet. On-chain network gas is extra and usually costs cents on Base, Polygon or Solana.

Which cryptocurrencies and networks can I accept?

Stablecoins such as USDC and USDT, plus other crypto, on Bitcoin, Ethereum, Solana, Polygon, Base, Arbitrum, Optimism, BNB Chain and Avalanche. You can auto-convert incoming payments to USDC or USDT to stay clear of volatility.

Can a customer charge back a crypto payment?

No. An on-chain payment is final once confirmed, so there are no card-style chargebacks or disputes that pull money back out of your wallet.

Does Payzum work with my store or billing platform?

Yes. Payzum has 29 open-source integrations, including WooCommerce, Shopify, Magento 2, PrestaShop and WHMCS, plus official SDKs, a REST API with signed webhooks and no-code payment links.

Is Payzum the same as Bizum?

No. Bizum is Spain's bank-to-bank mobile payment service. Payzum is unrelated: it is a crypto-only payment processor that settles stablecoins and other crypto to your own wallet, with no bank account in between.